Our Team

At Canada Retirement, we are committed to making your retirement as easy as possible. We are equipped with a full team of certified professionals to help you get the most out of your retirement.

Fred bowie, CHief EXECUTIVE Officer

For over 38 years, Fred has been helping retirees get the most from the registered and non-registered retirement savings. He is one of Canada’s top Retirement Income Option Specialists. 


Pat Howe,      

We are pleased to announce that as of December 2017 our Senior Tax Specialist Pat Howe has decided to embark on a new and exciting chapter in his life known as RETIREMENT. All of us here at Canada Retirement Information Centre wish Pat the very best and thank him for his many years of service and support to our clients.

Sarah Bowie Retirement Guide

Sarah is an award winning Realtor, earning her license in 2006, she is a current member of the Canadian Real Estate Association. The past decade has given her the opportunity to gain valuable insight into the economics of real estate, investment strategies, power of sales, estate sales, and property management. She is excited to apply her knowledge to work for you. 


Franco Frangione, President

Franco joined the Canada Retirement Information Centre in 1992 as partner and President. For the last 26 years, Franco has provided retirees with expert advice to assist them to fulfill their retirement goals, dreams and objectives.


Josephine Redulfin, Retirement Income Option Specialist

Josephine joined Canada Retirement in March 2004 and has helped many of our long-time members. Josephine also serves as Executive Assistant to Fred Bowie. She is licensed with the Financial Services Commission of Ontario. 




Tracy Sun is the new face heading up our tax department as Senior Tax Consultant for Canada Retirement Information Centre. With an extensive background in comprehensive accounting and taxation services, including individual, self employed and small business income tax returns and audits, Tracy  is committed to delivering tax and financial services that meet each clients unique objectives. Tracy offers our clients a calm, friendly and detail oriented approach when assisting with their financial strategies.


louis sousa,       Vice President

Louis Sousa’s background with one of the world’s largest financial institutions has equipped him with the knowledge and experience to steer his clients in the right direction. An accounting graduate, Louis has the ability to maximize his client’s retirement income, and lower their taxes. 

Kris Alary, Retirement Guide

Kris began his financial career path in the province of British Columbia. Now licensed with the Financial Services Commission of Ontario, Kris works closely with clients who are retired or about to be who are looking for a clear explanation of options that are available to them and their families in the area of Income, Tax and Estate Planning.